Mary Hunt


Habit is defined as a behavior repeated so often that it becomes almost automatic. I am in awe of the power of habit. It is a force to change your life, and it is available to everyone, regardless of situation or circumstance.

For five years, author Tom Corley observed the daily habits of rich and poor alike and documented his findings in his book, “Rich Habits: The Daily Success Habits of Wealthy Individuals.”

In his book, published in 2010, Corley defined the wealthy as those who earn at least $160,000 a year, with a minimum of $3.2 million in assets. People with an annual income of less than $30,000 and less than $5,000 in assets were defined as poor.

Remarkably, Corley discovered that rich people have much more in common than income. They share the same daily habits and behaviors, which he did not find for the most part among the poor. Corley makes a compelling argument that getting rich isn’t a matter of luck. It may have more to do with how you spend your day, starting with what time you wake up.

In his years of observation, Corley learned that it’s not so much the economy or outside influences as your daily habits that set you up for wealth or poverty. Because we know we have control over our thoughts and actions and can develop habits in our lives simply by choosing to repeat the same behavior, what if we choose to copy the everyday behaviors of genuinely wealthy people? Could you become financially fitter if you gave up your bad financial habits and replaced them with proven habits that will help you become financially fitter? You be the judge, but I bet on “yes!”